Service Areas
Where We Close
A title file in Florida runs on a statewide framework and a county record. The State sets the title insurance premium, the documentary stamp scheme, the condominium act, the Marketable Record Title Act, and the post-Surfside disclosure regime. The county keeps the chain. Every recorded deed, mortgage, easement, covenant, and lien sits in its county's clerk's office, and that is where a closing actually happens, even if the parties never set foot there.
A service area, for us, is not a marketing region. It is a neighborhood we have closed in enough times to know what a clean chain looks like, what a covenant from 1924 actually means in practice, which condominium board responds within a week and which takes three, and what the local building department tends to have on file that the contract did not mention.
From our Coral Gables office we handle closings in every county in Florida, for buyers, sellers, lenders, and developers, from a first home to a nine-figure development. We close in English and Spanish, issue owner's and lender's policies through two of the country's largest underwriters, Commonwealth Land Title and First American, and handle anything curative in-house through the affiliated Law Offices of Thomas G. Sherman, P.A. The firm has been family-owned since 1985.
The pages below cover the neighborhoods where we close most often. Each walks through what is locally specific to a closing there, what to expect in the search and the commitment, and what tends to come up that is easy to miss.
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Brickell
High-rise condominium work in English and Spanish, including new construction, FIRPTA, and resales, with The Roads next door as the running reminder that the recorded plat outlasts everyone.
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Coconut Grove
The oldest continuously settled neighborhood in Miami, weighted toward historic homes and waterfront, with riparian rights, dock leases, and long, layered chains as regular parts of the file.
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Coral Gables
Home. Our office is at 90 Almeria Avenue, four decades and counting. Historic district properties, recorded covenants and unity-of-title declarations, and international buyers in English and Spanish.
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Key Biscayne
A small island village reachable by a single causeway, with high-end condominiums, oceanfront and coastal considerations, and the close-the-association-loop work that comes with a tightly regulated village.
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Pinecrest
Large-lot estate homes often held by the same families for decades, with trust, estate, and family-entity transfers to match, and an active transition from septic to county sewer that belongs in a buyer's due diligence.
We also close regularly in Miami Beach, Aventura, Doral, Kendall, Palmetto Bay, South Miami, Cutler Bay, Sunny Isles Beach, Bal Harbour, Surfside, Bay Harbor Islands, and Fisher Island, alongside files in every other Florida county.
The framework does not change between county lines. The file does. From this one office we close both.
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